What to Bring to Loan Application


Current pay stubs.

Driver licnese and evidence of Social Security Number.

Last 2 months bank statements.

Source of funds for down payment and closing costs must be verified.

If divorced, a copy of divorce decree.

Copy of W-2 forms for last 2 years.

Commission income, or self-employed, requires last two years income tax
    returns and a year to date Profit & Loss statement (P&L)

Copy of lease for any rental property and years tax returns.

Sales Contract

VA Certificat of Eligibility, or DD-214 (Discharge Form), if applying for
    VA loan.

Copy of canceled earnest money check, front and back on a purchase
    transaciton.

Copy of bankruptcy petition and discharge
    if involved in a bankruptcy during past seven (7) years.


Steve Josleyn at Mortgage Resources, Inc.
(615) 361-5550
Call for current interest rates.